The latest research shows almost two million self-employed people are unable to save any money each month, leaving them vulnerable to financial shocks like long-term sickness. What's more, a third couldn't survive more than three months if they lost their income.

State benefit entitlements are even smaller for self-employed clients as they don't get Statutory Sick Pay (this is paid by an employer).

If they’re too ill to work, they’ll have to apply for Employment Support Allowance instead. This means for the first 13 weeks of sickness, self-employed clients would receive less in state benefits compared to clients in permanent employment and eligible for Statutory Sick Pay.

Ref; article published 8th September 2017 by LV.
1) YouGov, on behalf of Liverpool Victoria, conducted online interviews with 9,495 UK adults between 5th and 10th July 2017. Data has been weighted to reflect a nationally representative audience. Among the research there were 676 respondents who are self-employed.
2) Our research showed that 41% of the self employed were unable to save. The Resolution Foundation reports there are 4.8 million self-employed workers in the UK (A tough gig? The nature of self-employment in 21st Century Britain and policy implications). 4.8 million x 41% = 1,968,000 unable to save.